⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. · Read the law →

New York University vs New York University

Funding gap comparison

New York University

, NY

Dentistry (DDS/DMD) — Advanced Programs for International Dentists

Annual COA
$160,420
Federal Cap
$50,000
Annual Gap
$110,420
Total Program Cost
$641,680
Total Gap
$441,680
Years
4
Classification
Professional
Tuition
$111,386/yr
Fees
$0/yr
Living Expenses
$49,034/yr
VS

New York University

, NY

Dentistry (DDS/DMD) — International Fellows (DDS)

Annual COA
$92,356
Federal Cap
$50,000
Annual Gap
$42,356
Total Program Cost
$369,424
Total Gap
$169,424
Years
4
Classification
Professional
Tuition
$43,322/yr
Fees
$0/yr
Living Expenses
$49,034/yr

New York University has a $68,064 larger annual funding gap than New York University.

Frequently Asked Questions

Why do these programs have different funding gaps?

Funding gaps depend on each program's total cost of attendance (tuition, fees, and living expenses) minus the federal loan cap. Programs classified as "professional" have a $50,000 annual cap, while graduate programs are capped at $20,500.

How are these costs calculated?

Costs include tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, and personal expenses). These are based on published 2025-26 rates and official cost-of-attendance budgets.

What is the OBBBA and how does it affect student loans?

The One Big Beautiful Bill Act (2026) eliminates Grad PLUS loans and replaces them with annual caps: $20,500 for graduate students and $50,000 for professional students. This creates a "funding gap" for programs that cost more than these caps.