Affiliate Disclosure

Last Updated: February 8, 2026

How We Make Money

The Gap Funding Group LLC (“Company,” “we,” “us,” or “our”) operates this website as a free educational resource. We earn money through affiliate partnerships with private student loan lenders and financial service providers.

The Short Version

We earn commissions when you click certain links on this site and take a qualifying action with one of our lending partners — such as checking your rate, submitting an application, or funding a loan. This costs you nothing extra. Our commissions come from the lender, not from you.

This compensation does not affect the data in our Funding Gap Calculator, the cost-of-attendance figures we report, the federal loan limits we cite, or the editorial content of our articles.

What Is an Affiliate Link?

Some of the links on this site — particularly in our lender comparison tables and “Check Your Rate” buttons — are affiliate links. When you click one, a small piece of tracking data (a cookie) records that you came from our site. If you subsequently complete a qualifying action, we receive a commission.

Qualifying actions vary by partner but typically include completing a rate check (soft credit pull), submitting a full loan application, or funding a loan.

You will never pay more for a loan because you clicked an affiliate link on our site.

What Our Compensation Does and Does Not Influence

Compensation MAY influence:

Which lenders appear on our site
The order in which lenders are displayed
The prominence of lender placement

Compensation DOES NOT influence:

Our Funding Gap Calculator results
The cost-of-attendance data we report
Our editorial content
Our data methodology

Our Lending Partners

We maintain affiliate relationships with private student loan lenders, student loan marketplaces, and student loan refinancing companies. The specific partners may change over time.

Important Reminders

We are not a lender. We do not originate, underwrite, fund, or service student loans.
We are not a financial advisor. The information on this site is for educational purposes only.
Rates and terms change. Always verify directly with the lender.
Check your rate without affecting your credit. Many partners offer soft credit inquiry rate checks.

Questions

If you have questions about our affiliate relationships, contact us at info@gapfundinggroup.com.