Privacy Policy

Last Updated: February 8, 2026

The Gap Funding Group LLC (“Company,” “we,” “us,” or “our”), a Delaware limited liability company, operates a network of educational websites related to student loan funding, graduate school costs, and financial planning for higher education. Our websites include, but are not limited to:

doctorgapfunding.com
crnaloangap.com
lawschoolgap.com
mbaloangap.com
parentplusgap.com
gradschoolgap.com
thefundinggap.org
gapfundinggroup.com
dentalschoolgap.com
vetschoolgap.com
paschoolloans.com
dptschoolloans.com

as well as any other websites, subdomains, and related online properties operated by the Company that link to this Privacy Policy (each, a “Site,” and collectively, the “Sites”).

This Privacy Policy describes how we collect, use, disclose, and protect your information when you visit our Sites or use our services, including the Funding Gap Calculator (the “Calculator”). This Policy is designed to comply with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), the New York SHIELD Act, and other applicable state privacy laws.

By using our Sites, you acknowledge that you have read and understood this Privacy Policy.

1. Important Notice Regarding Financial Documents

We do not collect, store, or process personal financial documents. We will never ask you to upload financial aid award letters, tax returns, bank statements, loan documents, FAFSA submissions, or any other personal financial records. Our Calculator and tools operate entirely on publicly available institutional data. You are never required to provide sensitive financial documentation to use any feature of our Sites.

2. Information We Collect

2a. Information You Voluntarily Provide

We collect information that you actively choose to give us:

Email Address: If you sign up for our newsletter, request a Funding Plan PDF, register for a webinar, or apply for the Funding Gap Scholarship, we collect your email address.
Calculator Selections: When you use the Calculator, you select an institution, program type, and enrollment status from pre-populated options. These selections are derived from publicly available data, not personal information.
Scholarship Applications: If you apply for the Funding Gap Scholarship, we collect your name, email address, institution name, program of study, and essay response.
Contact Form Submissions: If you contact us via email or a contact form, we collect the information you include in your message.

2b. Information Collected Automatically

When you visit our Sites, certain information is collected automatically through cookies and similar technologies:

Device and Browser Information: Browser type and version, operating system, device type, screen resolution.
Usage Data: Pages visited, time spent on pages, click patterns, referring URL, exit pages, date and time of visit.
IP Address: Collected by our analytics and advertising tools. We do not use IP addresses to identify individual users.
Location Data (General): Approximate geographic location derived from IP address (city/state level, not precise location).

2c. Information We Do NOT Collect

Social Security Numbers — Never requested, never collected
Financial Aid Award Letters or Documents — Never requested, never collected
Bank Account or Payment Information — We do not process payments
Credit Scores or Credit Reports — We do not pull or access your credit information
FAFSA Data or Tax Information — Never requested, never collected
Precise Geolocation Data — We do not access GPS or precise location
Biometric Data — Never collected

3. How We Use Your Information

We use the information we collect for the following purposes: delivering requested content, improving our Sites and Calculator, analyzing which institutions and programs are most visited, displaying relevant advertising, retargeting visitors, responding to inquiries, administering the Funding Gap Scholarship, detecting fraud, and complying with legal obligations.

We do not sell your personal information.

4. Cookies and Tracking Technologies

Our Sites use strictly necessary cookies, analytics cookies (Google Analytics 4), advertising and retargeting cookies (Google Ads Remarketing, Meta Pixel), and affiliate tracking cookies. You can manage your cookie preferences through our Cookie Consent Banner, browser settings, or opt-out links.

5. How We Share Your Information

We do not sell your personal information. We may share information with service providers (email marketing, web hosting, analytics, advertising), affiliate networks when you click affiliate links, and in aggregate/de-identified form. We may also disclose information if required by law or in connection with business transfers.

6. Your Privacy Rights

If you are a California resident, you have rights under the CCPA/CPRA including: Right to Know, Right to Delete, Right to Correct, Right to Opt Out of Sale or Sharing, and Right to Non-Discrimination. To exercise your CCPA rights, contact us at privacy@gapfundinggroup.com.

Residents of Colorado, Connecticut, Virginia, Utah, Texas, Oregon, Montana, and other states with consumer privacy legislation may have similar rights.

7. Data Retention

We retain your personal information only as long as necessary. Email addresses are retained until you unsubscribe plus 30 days. Analytics data is retained for 14 months per Google Analytics defaults. Server logs including IP addresses are retained for 90 days.

8. How to Exercise Your Rights

Contact us at privacy@gapfundinggroup.com with the subject line “Privacy Request.” We will respond within 45 calendar days.

9. Data Security

We implement TLS/SSL encryption, secure cloud hosting, access controls, and regular review of our practices. No method of electronic transmission is 100% secure.

10. Children's Privacy

Our Sites are not directed to children under 13. We do not knowingly collect personal information from children under 13.

11. Third-Party Links

Our Sites contain links to third-party websites. This Privacy Policy applies only to our Sites. We are not responsible for the privacy practices of third-party websites.

12. Do Not Track Signals

Our Sites do not currently respond to DNT signals. You can control tracking through cookie preferences.

13. International Users

Our Sites are operated from and intended for users in the United States.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be posted prominently on our Sites.

15. Contact Us

The Gap Funding Group LLC
Email: privacy@gapfundinggroup.com
Website: gapfundinggroup.com